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TYTL Holdings is a unique fintech company that turns U.S. fractional ownership of residential real-estate into a Real World Asset (RWA) backed TYTL token.

Instead of issuing interest-bearing loans, TYTL Holdings purchases a minority slice of qualifying homes at a discount, records that stake on the deed, and mints asset-backed TYTL tokens built on Solana. Homeowners receive TYTL tokens — convertible instantly to cash or other crypto—with no monthly payments, while investors gain liquid, 24/7 exposure to appreciating residential property.

A multi-sig governance council, daily third-party assestment of every property backing the TYTL token, and rigorous audits ensure full transparency and stability, positioning TYTL as a unique alternative to HELOCs, cash-out refis, and reverse mortgages.

TYTL is a Solana-based token fully backed by fractional ownership in prime U.S. residential real estate located in high-appreciation ZIP codes. Each token represents its pro-rata share of the total value of purchased property title/deed upon confirmation from relevant local authority of deed record bearing TYTL % ownership.

At closing the property owner receives TYTL tokens which can be held or traded instantly for USDC, USDT, Bitcoin, Etherium, XRP, other crypto currencies or local fiat currency on participating exchanges. You decide whether to hold, diversify, or cash out, all in a few clicks and 24/7

When TYTL buys a fractional share of your primary residence, the IRS treats it as a partial sale. Any gain attributable to that slice is generally eligible for the §121 exclusion. The U.S. Internal Revenue Code §121 lets you exclude up to $250,000 of capital gain from the sale of your primary residence—$500,000 if you're married filing jointly making most (or all) of the transaction nontaxable for typical homeowners. Always confirm details with a tax professional.

TYTL works with institutional market-makers, real estate investors, international funds and accredited investors around the world that are interested in frictionless, accessible, prime US residential real estate exposure in the form of tokenized title backed by Real Word Assets in the form of fractional ownership of high quality residential real estate that has a 20 year historic CAGR of greater than 6.5%.

U.S real estate is one of the largest markets in the world (est $50-$100 Trillion). TYTL is making it easy for anyone in the world to access prime US residential real estate exposure 24/7.

No. TYTL Holdings is an equity partners - not a creditor. There is no debt, no interest and no monthly payments.

Absolutely. Homeowners may sell or keep some or all of their TYTL tokens to benefit from potential appreciation of the underlying entire TYTL owned real-estate pool.

The smart contract updates the Fair-Market Value (FMV) of the property pool daily using multiple trusted AVM feeds. As U.S. home prices in those ZIP codes changes, the baseline price—and typically the market price—of each TYTL token changes accordingly.

If you have sold your TYTL tokens for US dollars you have no risk on the fractional piece of the property held now by TYTL. If you continue to hold TYTL tokens the risk of a single home not appreciating is very limited as your risk is shared across a portfolio of fractional ownership in many high quality properties in the best performing zip codes in America.

No. It floats with the real-estate portfolio's value, which historically trends upward but is not fixed to a dollar peg.

A cap-and-collar circuit breaker rejects trades outside a –1.5 % / +3 % daily band (wider over longer horizons), dis-allowing a trade or trades until price realigns within an acceptable range of FMV. The cap-and-collar thresholds are based on 50 year historic market fluctuations in real estate values. Extreme changes in value outside the defined fair market value parameters are blocked to discourage TYTL price and market manipulation

A one-time origination fee at closing covers appraisal, title, recording and commissions. There are no interest charges or servicing fees afterward.

Yes. For up to five years you may repurchase TYTL’s stake in your home at a 2.5% discount to the appreciated value. Example if your home has appreciated 10% in value since your TYTL transaction you may purchase back that portion of equity for a 7.5% appreciated value..

TYTL Holdings acquires each equity slice at roughly a 18-20 % discount to the home's current average estimated value, using independent AVMs. We buy only in ZIP codes that have posted ≥ 6.5 % average annual price growth over the last 15 years—about one-fifth of U.S. communities. If the homeowner repurchases: investors pocket a predictable ≈ 4.5 % annual yield on that stake. If the homeowner doesn't repurchase: investors keep their tokens and enjoy the property's full market appreciation—including the built-in 20 % discount captured at closing—which is reflected in the rising TYTL token price.

Owner-occupied single-family homes with ≥50 % equity, located in ZIP codes that have shown at least 6.5 % compound annual growth over fifteen years.

Generally 10–49 % of current market value. TYTL is a minority owner and will always be a smaller equity holder in your house then the owner.

TYTL is tokenized title (warranty deed) tradable on Solana DEXs like Orca and Raydium; via Chainlink CCIP it can bridge to Ethereum, Polygon, and other chains for broader liquidity.

A seven-member Multi-Sig Council (founders, real-estate experts, institutional investors). Any minting, treasury move, or parameter change needs 5-of-7 signatures and is held behind a 72-hour public timelock.

Bi annual audits by big three audit firm. Live scrolling ledger of all property ownership (titles) owned by TYTL Holdings live on www.TYTL.ai/ledger . Quarterly proof-of-reserves attestations, annual third-party code audits, a public bug-bounty, and an online portal that lists Council minutes, change logs, and treasury addresses.

At sale you automatically settle with TYTL Holdings: we each receive our pro-rata percentage of the final sale proceeds.

TYTL is traded on Solana DEXs like Orca and Raydium. For today's price and trading volume visit the exchange pages.