Our Mission

We help homeowners unlock needed equity/capital from their home without debt.

TYTL is reinventing home financing by sharing in a property's equity upside instead of charging interest. At TYTL, we believe home equity should empower—not encumber—people.

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We all agree debt sucks.

Our mission is to replace debt-based, interest-bearing loans with a transparent equity partnership that benefits both homeowners and investors. To achieve our mission we focus on the following five main goals:

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Unlock capital without debt.
We give homeowners access to liquidity by purchasing a small, legally recorded stake of their equity—no interest, no monthly payments, ever.
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Align incentives through shared upside.
TYTL earns value only as the home equity it purchases appreciates, absorbing upside and downside alongside the owner. This partnership model turns financing into a win-together relationship, not a creditor-debtor obligation.
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Democratize real-estate investing.
By tokenizing prime property title (recorded deed) on Solana, we make historically attractive and stable prime U.S. residential property exposure liquid and accessible to investors worldwide—without the high fees, access during open market hours only, and other hurdles of traditional residential real estate investment products.
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Disrupt legacy loan products.
HELOCs, cash-out refis, and reverse mortgages extract value through monthly principal and interest payments (and related late fees and other charges). TYTL channels value directly to homeowners and TYTL token holders, setting a new standard for fair, risk-aligned financing with zero friction.
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Operate with radical transparency.
Daily third-party valuations, on-chain price guards, and a Multi-Sig Governance Council ensure every stakeholder can verify the health and direction of the platform in real time.
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By turning home equity into a borderless, shared-growth asset, TYTL is building a financing future where homeowners thrive, investors gain stable returns, and the burdens of debt fade into history.